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The Bank of the Pacific makes home buying easy. Whether you're a first-time homebuyer, building a new home or refinancing your existing mortgage, we have a loan that is right for you. We offer a variety of loans that are conventional in-house loans or those handled through our secondary market program. Local bankers make our loan decisions quickly. We offer friendly, local servicing of your loan.
- Fixed monthly payments
- No prepayment penalty
- Call your nearest branch for rates
- Lower initial monthly payments
- No prepayment penalty
- Rate ceiling to protect against rising rates
- Call your nearest branch for rates
- Interest only during construction phase
- Converts to a fixed or variable rate mortgage upon completion
- No prepayment penalty
- Call your nearest branch for rates
Need to buy a car? Make home improvements? Pay off some high-interest debt? If so, The Bank of the Pacific can make the borrowing process easy.
Planning to make home improvements? Pay for college? Consolidate debt? Our Home Equity Lines and Loans put the hard-earned equity in your home to work for you. And your interest may be tax deductible, too. Consult your tax advisor to determine your situation.
Home Equity Loan
- No prepayment penalty
- Fixed Rate
- Call your nearest branch for rates
Home Equity Line
- Rate fixed for 1st six months then variable rate
- Call your nearest branch for rates
- New and used car financing available
- Call your nearest branch for rates
- Unsecured loans available
- Lower rate loans secured by CDs and passbook savings available
- Home improvement loans
- Interest Free Energy Loans
- Call your nearest branch for rates
- New and used financing available
- Call your nearest branch for rates
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