Online Banking provides you with the convenience of banking through the Internet via your PC from home or office. Our system allows you to view current balance information, review posted transactions for the current statement period and one prior, review current business day transactions, transfer funds between deposit accounts at the Bank, make on-us loan payments, request stop payments, and reorder checks. You will have 24-hour access to account balances and transaction histories, plus an electronic check register to make account management and reconciliation easier than ever. Our Online Banking system is also compatible with popular home budgeting software like Intuit's Quicken¨ or Microsoft's Money¨.

Our Business Online Banking connection offers you the ease of banking online from the convenience of your office or the ability to take care of business when you are away from the office. You can access your business banking accounts 24 hours a day 7 days a week to monitor and control activity with accurate, up-to-date information. With Business Online Banking you can view and print account activity, view current business day transactions, transfer funds between authorized accounts, make on-us loan payments, advance from lines of credit, place stop payments, control access of authorized users, and perform cash management services including online wire transfers, ACH originations such as bank to bank transfers and tax payments, and pay bills through our Business CheckFree Web Bill Payment service. Wire transfers, Bill Payment, and ACH originations require additional agreement forms, authorization, and approval.

Business Online Cash Management Services

CheckFree Web Bill Pay - allows business users access to receive and pay bills online. This convenient service provides our online banking users the ability to set up an online billing account and then make unlimited payments electronically for any bill, any company, any person - whether they receive a paper bill, an electronic bill, or simply need to pay an individual or company. (Online enrollment required).

ACH Client - An ACH transaction is a scheduled transaction that The Bank processes through the Federal Reserve's Automated Clearing House. ACH Client allows your business to create one-time and recurring transactions such as direct deposit of payroll credits for employees and direct payment debits to clients. With ACH Client your business can also create transactions to move funds among your accounts located at other financial institutions as well as make tax payments to the IRS. (Credit approval and ACH Agreement required).

Wire Transfers - Allows users to transfer funds between accounts at different financial institutions using Fedwire format. (Separate Wire Agreement Required). Individual wire fee assessed.

To see your business accounts online, please contact your nearest branch or account officer. To tour our demo site visit our Business Online Banking Site and choose Demo

Security Notice: Your Internet browser must be configured for SSL 128 bit encryption, which offers the highest level of security currently available. Most of the latest browser versions have SSL 128 bit built in. NOTE: Attempts are made to test on the newest versions of browsers; however, release timing may not permit testing on new browsers as they are released to the market.

The following browsers are supported by Personal Online Banking:

Microsoft Windows (98, ME, 2000, XP)

• Microsoft Internet Explorer version 6.0 or higher
• Netscape Navigator version 6.1 or higher
• Mozilla Firefox version 1.0 or higher
• Opera version 7.54 or higher

Mac OS X:

• Netscape Navigator version 7.0 or higher
• Mozilla Camino version 0.8.1 or higher
• Apple Safari version 1.0 or higher
• Mozilla Firefox version 1.0 or higher
• Opera version 7.54 or higher

The following browsers are supported for Business Online Banking:

Microsoft Windows (98, ME, 2000, XP)

• Mozilla Firefox version 1.0 and higher
• Microsoft Internet Explorer 6.0 or higher
• Note: Internet Explorer 7 is qualified for Business Online

Mac OS X (OS 10.0.38 or greater)

• Firefox version 1.0 and higher
• Firefox 1.0.7 has a known bug with printing.
• Note: Netscape Navigator and Apple Safari are not supported.

The following browsers are supported for ACH Client

• Internet Explorer 6.0
• Note: Internet Explorer 7.0 is not yet supported.

The following browsers are supported for CheckFree Web Bill Pay:

• Microsoft Internet Explorer 5.5 and 6.0
• Netscape Navigator 6.2 and 7.1
• AOL 9
• MacIntosh Safari 1.2