Bank of the Pacific
Home
Online Banking
Pay Bills
Products and Services
 
About Us
Rates and Fees
Locations and Hours
Contact Us
 
Calculators
Stockholder Info and Presidents Newsletter
 
 
Lighthouse

 
Privacy Policy
Security Statement

Products and Services: Commercial Loans
The Bank of the Pacific offers a variety of business loans. Whether you're a large corporation or a small business, we have a financing option that's right for you. Our commercial banking staff will work closely with you to provide a loan structure at competitive pricing to meet the specific financing needs of your business.

TERM LOANS

  • Capital improvements or Equipment purchases
  • Fixed monthly or quarterly payments depending on what is being financed and the cash flow of your business
  • Terms from one to seven years

LEASING

  • Improve cash flow and preserve working capital
  • Monthly, quarterly, or bi-annual payments tailored to match your cash flow
  • Allows you to upgrade equipment periodically-so you always have the newest equipment possible

SHORT TERM LOANS

  • Working Capital or Accounts Receivable Financing
  • Terms from 30 days to 1 year

REVOLVING LINES OF CREDIT

  • Inventory, Accounts Receivable Financing & other short term needs
  • Provides liquidity when money is tight
  • Interest only monthly or quarterly payments
  • Repay when cash flow allows
  • Reviewed Annually

COMMERCIAL MORTGAGES

  • Purchases, renovations, or expanding property used for commercial, retail, industrial, or multi-family purposes
  • Terms up to 20 years

COMMERCIAL CONSTRUCTION LOANS

  • Make your building plans a reality
  • Terms up to 20 years

SBA LOANS

  • You don't have to be a big corporation to get the financing your small business needs. If you don't qualify for conventional bank financing, a Guaranteed SBA Loan through the U.S. Small Business Administration could be the answer. If SBA financing is right for you, The Bank of the Pacific can help with the application process.