At The Bank of the Pacific we take pride in our ability to serve the needs of our business community.  We have products suitable for the very small business with limited activity to the large business with high volumes of activity.  We take a customized approach to account selection to ensure each business has the right fit.

CHECKING ACCOUNTS

THE SMALL BUSINESS

The Small Business account is best suited for the small business with very limited activity.           

            ●    $100.00 minimum opening deposit
            ●    $8.00 monthly service charge if balance falls below $250.00
            ●    $.25 per item deposited over 25 per statement period
            ●    $.25 per check written over 25 per statement period
            ●    $2.25 per deposited item returned

 See related brochures for additional disclosures that may affect your account 

THE REGULAR BUSINESS

The Regular Business Checking Account is perfect for the growing business with moderate activity. 

            ●    $100.00 minimum opening deposit
            ●    $8.00 monthly service charge if balance falls
                  below $2,500.00
            ●    $.10 per item deposited over 250 per statement period
            ●    $.15 per check written over 100 per statement period
            ●    $2.25 per deposited item returned

See related brochures for additional disclosures that may affect your account

THE NOW BUSINESS

 The NOW Business account is available to unincorporated sole proprietors and non-profit organizations with modest to moderate activity. 

            ●    $100.00 minimum opening deposit
            ●    $8.00 service charge if balance falls below $2,500.00
            ●    $.10 per item deposited over 250 per statement period
            ●    $.15 per check written over 100 per statement period
            ●    $1,000.00 minimum balance to obtain disclosed annual
                  percentage yield          
            ●    $2.25 per deposited item returned

See related brochures for additional disclosures that may affect your account


THE ANALYZED BUSINESS 

The Analyzed Business account is designed to meet the needs of our large volume commercial business accounts that anticipate depositing and writing a large number of checks per month, as well as, buying and selling coin and currency.  The Analyzed Business account receives an earnings allowance to offset some or all of the monthly service charge based on the average collected balance in the account.  The service charge is based on the volume of activity during the statement cycle. 

            ●    $100.00 minimum opening deposit
            ●    $8.00 monthly service charge
            ●    $.12 per check written
            ●    $.20 per deposit posted
            ●    $.05 per item deposited
            ●    $.05 per $100.00 cash deposited
            ●    $.05 per $100.00 cash purchased
            ●    $.05 per roll coin purchased
            ●    $2.25 per deposited item returned
            ●    Earnings allowance may offset some or all of the above fees

See related brochures for additional disclosures that may affect your account

THE ORGANIZATION & ASSOCIATION

The Organization & Association account is offered to organizations, associations, and clubs at a discounted service charge.

            ●    $100.00 minimum opening deposit
            ●    $5.00 service charge if balance falls below $100.00

See related brochures for additional disclosures that may affect your account

THE NON-PROFIT

The Non-Profit account is totally free for our IRS tax-exempt Non-Profit organizations.  IRS Non-Profit status documentation is required.

            ●    No minimum opening deposit requirement
            ●    No monthly service charge
            ●    $1,000.00 minimum balance to obtain disclosed
                  annual percentage yield          
            ●    $2.25 per deposited item returned

See related brochures for additional disclosures that may affect your account
 

SAVINGS

The Bank’s certificates of deposit, savings, and money market accounts offer you the opportunity to earn competitive earnings on your money.  All accounts are FDIC insured up to the maximum limit.  Call, stop by, or click here to obtain our current rates.

THE BUSINESS SAVINGS 

            ●    $100.00 minimum opening deposit
            ●    $250.00 minimum balance to obtain disclosed
                  annual percentage yield
            ●    Interest compounded daily and credited quarterly
            ●    $3.00 quarterly service charge if balance falls below $250.00
            ●    $1.00 per item fee for each withdrawal in excess of nine per
                  calendar quarter

See related brochures for additional disclosures that may affect your account 

THE BUSINESS MONEY MARKET 

The Business Money Market is a tier based investment account with the interest level based on the balance maintained in the account.  The Money Market may be opened by any business including corporations.   

            ●    $100.00 minimum opening deposit
            ●    $2,500.00 minimum balance to obtain disclosed annual
                  percentage yield
            ●    Interest compounded daily and credited monthly
            ●    $12.50 monthly service charge if balance drops below $2,500.00.
            ●    Maximum three third-party checks and three telephone
                  transfers allowed
            ●    Unlimited in-bank transfers between accounts
            ●    $10.00 per excessive withdrawal per month

See related brochures for additional disclosures that may affect your account

CERTIFICATES OF DEPOSIT (CDS)

With a minimum of $500.00 to open, Certificates of Deposit are a convenient, safe way to save.  We offer terms from one (1) month to five (5) years.  CDs are automatically renewable at maturity.  Our CDs can also be used as security for a business loan.  All accounts are FDIC insured up to the maximum limit.  Call, stop by, or click here to obtain our current rates.