A Home Equity Line of Credit allows you to be approved for a specific amount. You can get approved for an amount of credit now and not access the funds until you need them. A Home Equity Line of Credit is a good choice if you simply want the ability to access cash as you need it.

Another option you may want to consider is a more traditional second mortgage called a Home Equity Loan. This type of loan provides you with a fixed amount of money repayable over a fixed period. Usually, the payment schedule calls for equal payments that will pay off the entire loan within that time. You might consider a traditional Home Equity Loan instead of a Home Equity Line of Credit if, for example, you need a set amount for a specific purpose, such as an addition to your home.

Currently we are not able to accept Home Equity applications on line. If you would like to apply for one of our Home Equity products, please contact us at 360-647-6000 or 888-663-7650.

Go Back a Page	Go Back to Top